How to Find Medical Discounts

If you are forced to pay out-of-pocket for every medical bill because you don’t have health or dental insurance, you may not realize you have the ability to negotiate the price.
There is usually room to negotiate with all medical providers, and even on any outstanding bills you have yet to pay.
Here are some tips to reduce your medical bills so you may not have to pay full price:
Pay right away. If you can pay right away, either by cash or credit card, you may be able to get a discount. Medical providers would often rather charge you a little less than spend a long time trying to collect from you. Ask the billing office if you could receive a discount if you pay the bill in full.
Find out the Medicare reimbursement rate. It may take some research, but find out what Medicare would reimburse your healthcare provider for if the same medical procedure was performed on a Medicare patient. You’ll need to ask the medical office for the procedure’s current procedural terminology, or CPT code. Then go the American Medical Association’s CPT search engine to find the medical reimbursement rate for that specific procedure in your area. You should try to negotiate before you actually undergo the procedure. Offer to pay 25 percent more than the Medicare reimbursement rate.
Join an AmeriPlan USA discount healthcare plan. For only $49.95 per month, everyone in your household will receive substantial medical discounts on nearly all types of medical procedures, services and prescription medications, including cosmetic surgery.
There are no upper age limits, no waiting periods, no enrollment periods and no pre-authorizations required for treatments or procedures. As an AmeriPlan medical plan member, AmeriPlan USA will assign an advocate to your case if you need to be hospitalized and your hospital bill is expected to exceed $2,500. AmeriPlan medical advocates will negotiate your hospital fees on your behalf, saving you time and money.
The discount healthcare plan offers a unique AmeriDoc program, providing members with 24-hour, seven-day-a-week phone and email access to a physician who can make recommendations and prescribe medication, if necessary. The discount healthcare plan also includes membership into AmeriPlan’s discount dental plans, providing further medical discounts at each dental visit.
To find out how deep your medical discounts can be by accessing an AmeriPlan medical plan.