Dental Insurance Companies

We can all agree with my statement that dental health is an important part of your overall health. Most people stay away from dental care due to large dental costs. 

No one is fortunate enough to have dental insurance coverage to take care of every possible dental care problem that come up. Most of the discount dental plans for major treatments like root canals have a waiting period.

No Waiting Period

Generally these treatments would be covered from six months to a year after the start date of your policy. This could create a problem for you as with time it can be more problematic.

But there are some dental savings plans that offer discount dental plans on preventive, basic, and major services without having to wait a single day. They approve such treatments instantly.

Top 3 Companies That Offer Discount Dental Plans With No Waiting Period

1.      AmeriPlan Dental 
2.      Denali Dental
3.      Delta Dental 

AmeriPlan®

 If you are looking for the best and affordable dental care for your teeth, then AmeriPlan would be your final destination. AmeriPlan is the health and dental savings plans company in the United States. This company has offered affordable health and dental plans since 1992. 

AmeriPlan dental plus program helps you to save on high dental bills and covers dental braces, cosmetic dentistry, etc. No paperwork and no waiting Periods.

AmeriPlan Dental Plans offers dental care from $19.95/month to $39.95/month for the entire household.

25% up to 80% on all dental procedures. 

                                   

 

Enroll Today!

Ameriplan Dental Provides Three Big Saving Dental and Healthcare Plans 

Dental Plus – This plan covers complete household under $19.95/month + Three Free Bonuses worth $250

Deluxe Plus – This Plan offers a combo of dental plus and deluxe plus plans under $39.95/month + Three Free Bonuses worth $250

Med-Plus – 24 hour access to a doctor for issues with tele-medicine. You can just call a doctor and can save on prescription and on Additional Services.

 

Pros  Dental Discounts with no insurance forms to fill out. Corporate Phone support. Includes vision prescriptions and chiropractic programs. Automated customized website.

Cons       With most dental insurance company’s there are                 Waiting periods on major procedures  Monthly premiums $70-$90 a month  waiting periods, exclusions high premiums.

Denali Dental    

 

  If you are looking for the best dental care for your teeth, then Denali Dental offers no-waiting period plans. Denali Dental insurance policies cover services over 300,000 dentists across the country for more than 13.1 million members. Over 100,000 people are enrolled in Denali Dental. 

 Denali Dental offers three dental plans named —The Denali Summit Plan;The Denali Peak Plan;The Denali Ridge Plan to cover individuals of all ages. 

 With Denali Dental, you’ll find the plan you need to maintain your oral health within your budget. The Denali Summit Plan covers 100 % of preventive services, 50 % for diagnostic services and 30 % for basic and major services.

 Diagnostic service coverage will increase to 75 % and 90 % in the second and third years, and basic and major will increase by 60 % by the fourth year.

  Denali Dental’s Peak plan covers 80% of preventive services which includes dental examination and cleanings. The Ridge and Summit plans both cover 100% of preventive services. These plans offer four annual cleanings free of charge. 

       

Pros Multiple plans Up to $6,000 annual maximum Reasonable lifetime deductibles Four cleanings and two exams are included in the annual Plan.

Cons                           Major services coverage is low in the first year of some plans High monthly premiums High cost Orthodontics plans.

Delta Dental 

Delta Dental is the nation’s largest dental provider network in the United States. The Association comprises 39 independent Delta Dental member companies. This is operating in all 50 states, the District of Columbia and Puerto Rico. Delta Dental covers more than 154,000 dentists in their networks. 

They offer 100-80-50 coverage structure under which dental insurance usually covers:

• Delta Dental covers 100% of routine preventive and diagnostic care such as cleanings and exams.
• It covers 80% of basic procedures such as fillings, root canals and tooth extractions.
• Delta Dental covers 50% of major procedures such as crowns, bridges and implants. 

Delta Dental individual PPO plans, for example, orthodontics are covered at 50% for children and adults. 

Preventive care under Delta Dental like cleanings and X-rays is covered at 100%. All basic and major services like root canals, implants, and crowns are covered at 50%. 

However Prices of different dental plans varies depending on where you live, but a PPO plan includes orthodontic care starts at $64.92 monthly for individuals and $213.34 per month for the family.

Pros Some Dental plans include orthodontic care No extra cost for preventive care on most plans Large network of providers

Cons Teeth whitening may not be covered. Pre-existing conditions are not covered. Orthodontic care is only covered at 50%