Separating Fact from Fiction!
Frequently asked questions about discount dental and health plans.
Discount dental plans and discount health plans enable consumers to purchase healthcare products and services at discounted rates. you must go to a specialist who is a network provider to receive your savings.
What type of services do discount dental plans and discount health plans typically cover?
Discount health plans include a wide range of services, prescription drugs, vision care, chiropractic procedures, hearing care, physician/ hospital & ancillary services, nurse medical-information help lines, vitamins and emergency care for travelers.
How do consumers join discount dental and health plans, and how do they work?
You can join discount health plans through your employer or directly through a reputable discount healthcare program such as those associated with consumer health alliance
AmeriPlan. Signing up is very easy. Complete an application online or call our representative at 1-877-280-0933 and pay a nominal monthly fee. In some instances your employer will pay the fee. To access care and receive savings, members provide their plan’s card to a participating provider when health services are rendered and pay the discounted fee.
How do discount healthcare programs offer such benefits?
Discount healthcare programs provide members rates similar to those healthcare providers charge wholesale customers, such as preferred-provider networks (PPOs) or large insurance plans. the difference is, instead of financing the members’ medical expenses by charging high monthly fees. consumers agree to pay a discounted fee directly to the provider at the time of service.
What is the difference between discount health plans and health insurance?
Discount health plans are not insurance but they are a great dental insurance alternative. Discount health plans and discount dental plans afford consumers the opportunity to purchase discount healthcare services and products directly from providers at costs discounted below retail rates. Dental Insurance plans, on the other hand define specific benefits available to the consumer at rates determined by the plan purchaser.
Why has there been controversy surrounding some discount health plan providers?
Millions of American consumers have embraced our discount dental and health plans because of their simplicity to use. This popularity has led a number of companies to enter the discount dental & health plan business. Unfortunately, not all of them are reputable. some discount benefit providers charge steep up-front fees or promise dramatic savings they can’t deliver on, while others bombard consumers with misleading and confusing sale pitches.
To locate a participating an AmeriPlan provider in your zip code area
To view the AmeriPlan examples of fee schedule